Alternative Asset
Investment in Life Settlements
We offer you the opportunity to participate in selected Life Settlements
The most important advantages at a glance
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Attractive return opportunities – significantly higher than bonds or fixed-income securities with a comparable risk profile
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Independent of stock market fluctuations – investment with no correlation to the stock markets
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Contractually secured income – through high-quality debtors with excellent credit ratings (e.g., insurance companies)
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Stable portfolio component – ideal for diversification and long-term capital allocation
Trusted by renowned investors
This investment vehicle is already being used successfully by:
Swiss pension funds, UBS, Julius Bär, BlackRock, Goldman Sachs, Berkshire Hathaway, Lombard Odier, Edmond de Rothschild, and many more.
Life Settlement in the portfolio
What is a Life Settlement ?
A life settlement means that an insured person sells their life insurance policy to an investor – usually because they no longer need it. Instead of canceling the policy, they receive more than the surrender value from the investor. The investor continues to pay the premiums and receives the sum insured upon the death of the insured person.
Example:
A 75-year-old man has life insurance worth $500,000 but no longer needs it. An investor pays him $200,000 for it, takes over all further premiums and will later receive the $500,000. The insured person benefits immediately from a payout – the investor benefits in the long term from the return.
Are Life Settlements morally questionable ?
No, on the contrary. Life settlements offer clear advantages to both sides: the policyholder receives a fair price for a policy that they would otherwise often only be able to cancel at a loss. This allows them to improve their financial situation in a targeted manner—for example, to cover healthcare costs, nursing care, or other urgent expenses.